Website Disclaimers
CODAK Risk Advisory
Past performance is not indicative of future results. For additional information regarding our disclaimer as it pertains to the markets and our employee affiliation with Lakefront Futures and Options, LLC click here. For Lakefront Future’s terms of use click here.
Hypothetical Performance Disclaimer - This composite performance record is hypothetical. Performance results have many inherent limitations, some of which are described below. There is no guarantee that future performance will be similar to the composite performance record that is shown. In fact, there are frequently sharp differences between a hypothetical composite record and the actual record subsequently achieved. Another inherent limitation on these results is that the decisions reflected in the performance record were not made under actual market conditions and therefore, cannot completely account for the impact of financial risk in actual trading. Furthermore, the composite performance record may be distorted because the allocation of assets changes from time to time and these adjustments are not reflected in the composite. Past performance is not indicative of future results. Futures & options trading is not suitable for all investors.
CODAK Insurance
CODAK Insurance dba CODAK Insurance Agency provides crop insurance and risk management services subject to availability, underwriting approval, and federal and state regulations. Insurance products are offered through approved carriers and are governed by the terms, conditions, exclusions, and provisions contained in the applicable policy, endorsements, and the Federal Crop Insurance Corporation (FCIC) guidelines.
Information provided on this website is for general informational and educational purposes only and is not intended to constitute legal, tax, financial, or insurance advice. Any illustrations, scenarios, estimates, projections, or examples are hypothetical and are used for discussion purposes only. They are not guarantees of coverage, performance, or results and are not final recommendations. Actual coverage, guarantees, premiums, indemnities, and program details are subject to change and may vary based on eligibility, actuarial updates, program revisions, and individual producer circumstances.
References to risk management strategies, government programs, or marketing approaches do not constitute an offer to sell or a solicitation to purchase any specific product. All insurance decisions should be made in consultation with a licensed CODAK Insurance agent and based on your individual operation, objectives, and risk tolerance.
CODAK Insurance, LLC is a separate legal entity from CODAK Risk Advisory, LLC. Insurance products and services are offered exclusively through CODAK Insurance, LLC. Risk advisory, consulting, and marketing services are provided separately through CODAK Risk Advisory, LLC. The entities operate independently and maintain separate business functions.
Not all products are available in all states or counties. Coverage is subject to applicable Sales Closing Dates, Acreage Reporting Dates, policy deadlines, and compliance requirements.
CODAK Insurance is an Equal Opportunity Provider.
Non-Discrimination Policy
In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.
Persons with Disabilities
Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
To File a Program Complaint
To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at How to File a Program Discrimination Complaint and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by:
Mail: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410;
Fax: (202) 690-7442; or
Email: program.intake@usda.gov